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How To Choose A Property Inspector and Appraiser in Orange County

When buying a property, there are two aspects of the escrow process that are integral to closing the deal and negotiating any final pricing details. The property inspector is a professional set of eyes highlighting areas that need or will soon need attention. Lenders often hire the appraiser, though if it is a cash or alternative financing deal, the buyer can choose the appraiser who gives a current fair market value based on market and property conditions.

A Licensed Professional

Property inspectors and appraisers should both be licensed professionals. When you choose a property inspector, they need to be contractors licensed by the state and understand how to identify areas of concern when it comes to key components of the home including electrical, plumbing, HVAC, roof and foundation issues in the home. They are also trained to look at landscaping to advise on city codes regarding water flow and drainage around the home.

Appraisers are licensed by the state. The Appraiser Qualification Board sets federal standards for appraiser’s to review the home and establish a current market value. The appraiser reviews the size, location and condition of the home and compares it to recent and other existing sales in the immediate area.

Local to the Area

Don’t let an inspector or appraiser convince you they are experts everywhere. City codes and weather conditions are very different in a beach community than a mountain location. As such, an inspector who regularly works in your area will be keen to see common problem areas specific to that area.

The same is true for appraisers who might not understand the difference in pocket communities. Large cities often have areas that are referred to as pockets where the value of homes in a six-block radius is substantially higher than just a few blocks away. If an appraiser doesn’t understand the way the pockets work in Orange County, they may pull comparable property data from the less desirable community skewing the final appraisal.

Price is Not the Answer

Don’t choose either a property inspector or an appraiser based on price. While there are many expenses going into a property purchase, the cheapest doesn’t determine the best or the worst for these tasks. Take the time to review costs and understand the average price of each in Orange County. Then review the credentials and talk to local realtors to find out who is commonly used. You’ll find that many different realtors use the best providers regardless of what realty company they represent.

Ask Lots of Questions

Anyone you are hiring should be open to answering your questions. When it comes to property inspections, find out what is seen commonly in the area. While some termite damage might be common in some areas, it might be a huge concern in others. Inspectors should be willing to review the entire report with you and explain why certain things are deemed as a serious issue while others seem to get shrugged off as cosmetic.

While many property buyers won’t choose the appraiser who is hired by the lender. In fact, lenders will work diligently to ensure the appraisal is done without the buyers or sellers present in many cases. This is to get an objective value of the home without anyone influencing it based on personal desires for to get inflated pricing to meet inflated sales prices and loan needs.

If you are able to hire or speak with the appraiser, find out how they define the parameters for comparable properties. Ask to review recent appraisals and get a sense of whether they tend to appraise close to sales prices, higher or lower.

Do you want to purchase a property in the Orange County area? Find out what we have available! Send us a message or give us a call today! 949-625-4533


Broker/Realtor/Investor/Mentor (41 years experience) Specialties: Buyer's Agent, Listing Agent, Foreclosure, Short-Sale, Property Management, Landlord I'm a Full Time Real Estate Professional, house flipper and mentor to many of my clients. I am here to help you get top dollar for your home or get you the best price for a home that you are going to live in. I have over 40 years of real estate experience for you to draw on and actively list and sell over 20 homes a year. I have sold over 600+ homes in the last ten years alone. I am a very skillful negotiator and will work diligently to help you realize the best possible price when buying or selling your home. With my Exclusive Home Acquisition & Sales System, I can find the Right Home for You! I have access to homes no other Realtor will show you. I can show you how to save an average of $10,000.00 on the purchase price. We will find a home that fits your needs, in a neighborhood that suits your style. If you are selling your home then I can bring all the professionals to you. I always include professional photos in ALL my listings. I have contractors standing by to assist with those upgrades if needed. I can also quickly get you ALL CASH offers for your home if you desire. My marketing surpasses all other agents. It begins with extensive internet advertising to hundreds of websites throughout the world. I do direct mail marketing for you home and also knock on doors in your neighborhood when I am holding an open house. I hold you home open to expose it to as many buyers as possible. My Exclusive program is designed to sell your home for Top Dollar in Any market. I am an experienced flipper here in Orange County and therefore can offer you my over 40 years of real estate experience. The information is available to you at no charge! If you like what you see, please call me and setup Your Free Consultation.

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