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Tips For Buying A Orange County Retirement Home

Are thinking about your retirement? Even if it is a long way down the road, it is never too early to begin planning. In our latest post, we offer excellent tips for buying a Orange County retirement home!

When buying a house for your retirement, there are many things to consider. You will need to think about things you hadn’t had to think about with real estate purchases in the past. Here are a few of our best tips for buying a Orange County retirement house.

Don’t Wait

Sure, if retirement is a long ways away, it might be difficult to know what you are going to want down the road. Your needs might change, you might want to live somewhere else, but here is the beauty of it: even if you change your mind, you can always sell the house for something else. By purchasing your perfect retirement house now, you can opt to rent it out in the meantime, so that the mortgage on it is paid by someone else. Let someone else shoulder the costs of your retirement home, while you continue to invest and save for your retirement/vacation fund.

Think of The Future You

Future you may not want to mow a large lawn each week or have to deal with climbing up and down the stairs to get to the laundry room. It is important to consider what your needs will be down the road, not just what works for you today. Many people fail to consider what their future needs will be and end up stuck with a house that isn’t usable for them. Be considerate of yourself and keep in mind that your body will change over time. You will have different needs than you do today. Of course, it is impossible to exactly what your life will be like, but try to make thoughtful decisions that will help you attain a high quality of life in your retirement years.

The Location

What does the area look like 5 years from now? 10? 15? Even if your plan is to hold on to the house, you will still want a property that is going to retain its value. Take some time to learn about what the future of the area looks like. Are there major development plans? Renewed infrastructure? You will want to retire in an area that makes modern amenities convenient for you. There is no guarantee that says you will be driving in your later years, so pick a spot that has commonly needed services nearby. You may not want to live way out in the country when you are in your 80’s and 90’s.

Costs of Ownership

How much does owning the home cost you each year? You must consider the taxes, insurance, maintenance, repairs and utility costs. What happens if you go a few months without a tenant. Will you be able to pay the mortgage on top of your other monthly bills? There are other costs to consider as well which are unique to specific properties. Are there oil or propane tanks to fill? Maybe a septic system to maintain? All of these costs need to be accounted for to determine your true cost of ownership.

Are you looking for a great property you can eventually retire in? At H&M Realty Group we buy and sell the best properties in the area, and we are sure to have a home that fits your needs and budget! We would love to help you find the perfect retirement home in the Orange County area!

Are you ready to buy a Orange County house? We can help! Send us a message or give us a call today! 949-625-4533


Broker/Realtor/Investor/Mentor (41 years experience) Specialties: Buyer's Agent, Listing Agent, Foreclosure, Short-Sale, Property Management, Landlord I'm a Full Time Real Estate Professional, house flipper and mentor to many of my clients. I am here to help you get top dollar for your home or get you the best price for a home that you are going to live in. I have over 40 years of real estate experience for you to draw on and actively list and sell over 20 homes a year. I have sold over 600+ homes in the last ten years alone. I am a very skillful negotiator and will work diligently to help you realize the best possible price when buying or selling your home. With my Exclusive Home Acquisition & Sales System, I can find the Right Home for You! I have access to homes no other Realtor will show you. I can show you how to save an average of $10,000.00 on the purchase price. We will find a home that fits your needs, in a neighborhood that suits your style. If you are selling your home then I can bring all the professionals to you. I always include professional photos in ALL my listings. I have contractors standing by to assist with those upgrades if needed. I can also quickly get you ALL CASH offers for your home if you desire. My marketing surpasses all other agents. It begins with extensive internet advertising to hundreds of websites throughout the world. I do direct mail marketing for you home and also knock on doors in your neighborhood when I am holding an open house. I hold you home open to expose it to as many buyers as possible. My Exclusive program is designed to sell your home for Top Dollar in Any market. I am an experienced flipper here in Orange County and therefore can offer you my over 40 years of real estate experience. The information is available to you at no charge! If you like what you see, please call me and setup Your Free Consultation.

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