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What Homeowners Need To Know About Selling Their Orange County Homes in 2021

What Homeowners Need To Know About Selling Their Orange County Homes in 2021

As 2020 moved forward and the pandemic took a toll on all sectors of the economy, analysts have been paying careful attention and while the housing market did extremely well overall, the trend is not likely to hold. All eyes are now turning towards what lies ahead during the upcoming new year, the real estate market forecast is indicating slow home price growth ahead. There are several factors at play that will influence the market and while some of these may fluctuate slightly from the predictions, the data merits strong consideration in making your plans for the future. You will definitely want to take note of what homeowners need to know about selling their Orange County homes in 2021.

Flooded Market

As families that would normally have been making a move upward in home size and amenities held off because of economic factors. Additionally, many went into a holding pattern, hesitant to make a move during the global pandemic. Inventory is currently low, causing homes to be in demand, however, the predictions indicate that this trend will be reversing in the upcoming months. Homeowners need to know about the soaring numbers of listings that will be coming onto the market, which they will be competing with when selling their Orange County homes in 2021. As it is unlikely that a high number of those who fall under the mortgage forbearance act guidelines will be able to begin making timely payments, the market is expected to be flooded. Very few can afford the luxury of time to afford holding onto a listing for an indefinite period. Additionally, for many the financial means are simply not within the budget, should a relocation or other life-changing event be forcing a move prior to the sale.

Prices May Drop

In addition to the increase of supply causing housing prices to level off at best, the expected growth in delinquencies may mean downward pressure on home prices, which homeowners need to know about selling their Orange County homes in 2021. Additionally, the current uptick in Covid19 cases may affect employment rates, which may also have an impact on housing prices, which could mean the first decline in nine years. Many sellers may be inclined to hold onto pre-covid pricing, causing their homes to sit for longer periods on the market, which also leads to an overall lower sales price. When it comes time to set the true value of the property, take into account the annual taxes and the original investment, along with monthly expenses and maintenance, along with the expenses involved in listing and selling a home. If a move is in your future, it may be wise not to delay. 

Mortgage Rates May Rise

Homeowners also need to know about economists that are predicting a rise in mortgage rates selling their Orange County homes in 2021. The Fed, or the Federal Reserve, is the largest single buyer of mortgage-backed securities. The Fed will likely keep short rates lower, however, this will likely not hold true for some longer-term treasuries or mortgages. While they are not directly involved in setting the current mortgage rates, their policies indirectly affect these rates. Their purchases of mortgages have slowed as the year comes to an end, the amount they purchase as the new year begins will depend upon the covid vaccine and its effectiveness in normalizing the economy. In addition to the fed, new banking capital requirements coming into effect in 2021 will likely cause the rates to rise as well.


There is no time like the present. As delinquencies rise, homeowners need to know that the value of their property will change very little towards the positive over the coming year, if they are thinking about selling their Orange County homes in 2021. Moving forward with a sale now will mean little to no equity loss, as compared to holding the property for another year.  Should the prediction of dropping property values and rising mortgage rates come to fruition, you could actually see a loss of equity by holding onto your property past the end of the year. Additionally, with mortgage rates expected to climb, there will be yet another influence pushing buyers to make lower offers as the year progresses. Some homeowners may become financially upside down in their property, having more money invested than they will ever see come back through a sale without the real estate peak market. 

Planning on selling your Orange County home in 2021? Be ahead of the curve by selling now to H&M Realty Group! Homeowners need to know prices will likely drop and the market likely flooded with distressed properties. With extremely quick closing timelines, we make the process easy and much less stressful overall. We welcome you to call H&M Realty Group today at 949-625-4533 to save yourself frustration, time, and most importantly money. Learn more about what we can offer by reaching out to our team today at 949-625-4533!


Broker/Realtor/Investor/Mentor (41 years experience) Specialties: Buyer's Agent, Listing Agent, Foreclosure, Short-Sale, Property Management, Landlord I'm a Full Time Real Estate Professional, house flipper and mentor to many of my clients. I am here to help you get top dollar for your home or get you the best price for a home that you are going to live in. I have over 40 years of real estate experience for you to draw on and actively list and sell over 20 homes a year. I have sold over 600+ homes in the last ten years alone. I am a very skillful negotiator and will work diligently to help you realize the best possible price when buying or selling your home. With my Exclusive Home Acquisition & Sales System, I can find the Right Home for You! I have access to homes no other Realtor will show you. I can show you how to save an average of $10,000.00 on the purchase price. We will find a home that fits your needs, in a neighborhood that suits your style. If you are selling your home then I can bring all the professionals to you. I always include professional photos in ALL my listings. I have contractors standing by to assist with those upgrades if needed. I can also quickly get you ALL CASH offers for your home if you desire. My marketing surpasses all other agents. It begins with extensive internet advertising to hundreds of websites throughout the world. I do direct mail marketing for you home and also knock on doors in your neighborhood when I am holding an open house. I hold you home open to expose it to as many buyers as possible. My Exclusive program is designed to sell your home for Top Dollar in Any market. I am an experienced flipper here in Orange County and therefore can offer you my over 40 years of real estate experience. The information is available to you at no charge! If you like what you see, please call me and setup Your Free Consultation.

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