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How to Sell a House With No Equity in Orange County

Equity is a driving force in building wealth, and selling your house before building any equity can be disheartening and sometimes leaves sellers owing money at the closing table. So read on as we explore selling a house with no equity in Orange County.

Short Sale

After attaining the approval of their lender to sell for less than the amount still owing on the mortgage, short sales allow homeowners to sell a house with no equity in Orange County. In this real estate transaction, you’ll be doing a great deal of leg work to get offers approved, as the lender agrees to accept less than you owe for the mortgage, avoiding foreclosure. Expect your credit score to lower for the short sale, but not as low as a foreclosure would take it, and the information will appear for seven years. As for attaining a new mortgage, you may need to wait for one to four years, depending on many factors, unlike with a foreclosure, where the consequences are more severe. Professional buyers like those at H&M Realty Group are highly seasoned local investors who want to help their neighbors here in Orange County sell their houses for the most profit in the way that is most beneficial to personal and financial circumstances. At H&M Realty Group, our professional buyers will advise you of what they believe is the best way to sell your house with no equity, no matter how you decide to sell.

Owner Financing

One way to sell a house with no equity in Orange County is by finding a willing owner-financing buyer. These buyers typically don’t qualify for conventional loans and need time to get their finances together. There are many benefits to selling through owner financing if you’re willing to take on the risks of working with this category of buyers. Being mindful of the laws governing real estate, you can make a quick sale and earn an income stream from the property, while the buyer is responsible for the property, which reverts to you should they walk. In addition, you could take a financial hit if they vacate and leave your house in disrepair. Professional buyers like those at H&M Realty Group can help you weigh the pros and cons of owner financing. Our professional buyers at H&M Realty Group will detail the numbers you could expect to earn and the risks involved to help you understand the best sales method for your house, given your circumstances.

Direct Sale

The best way to sell a house with no equity in Orange County is by making a direct sale with a guaranteed closing within just days; ask us about a flexible date. You can avoid the hassles of a short sale or foreclosure altogether. Furthermore, you won’t need to worry about spending a penny out of pocket to prep or make repairs by selling directly to a professional buyer like those at H&M Realty Group. In addition, you can skip the entire showing process with a direct sale because we buy houses in as-is condition at H&M Realty Group, and our professional buyers pay cash for houses with no equity making the process fast and easy. Finally, we’ll compare our offer to all your options so you can make an educated decision because the professional buyers at H&M Realty Group want you to feel good about working with us long after closing. You won’t pay commissions, and there are no hidden fees; our offer is the amount paid at closing because of our full-service in-house team of industry specialists. Your best option to sell a house with no equity in Orange County is a direct sale to a professional buyer at H&M Realty Group. Call H&M Realty Group at 949-625-4533.

Joe

Broker/Realtor/Investor/Mentor (41 years experience) Specialties: Buyer's Agent, Listing Agent, Foreclosure, Short-Sale, Property Management, Landlord I'm a Full Time Real Estate Professional, house flipper and mentor to many of my clients. I am here to help you get top dollar for your home or get you the best price for a home that you are going to live in. I have over 40 years of real estate experience for you to draw on and actively list and sell over 20 homes a year. I have sold over 600+ homes in the last ten years alone. I am a very skillful negotiator and will work diligently to help you realize the best possible price when buying or selling your home. With my Exclusive Home Acquisition & Sales System, I can find the Right Home for You! I have access to homes no other Realtor will show you. I can show you how to save an average of $10,000.00 on the purchase price. We will find a home that fits your needs, in a neighborhood that suits your style. If you are selling your home then I can bring all the professionals to you. I always include professional photos in ALL my listings. I have contractors standing by to assist with those upgrades if needed. I can also quickly get you ALL CASH offers for your home if you desire. My marketing surpasses all other agents. It begins with extensive internet advertising to hundreds of websites throughout the world. I do direct mail marketing for you home and also knock on doors in your neighborhood when I am holding an open house. I hold you home open to expose it to as many buyers as possible. My Exclusive program is designed to sell your home for Top Dollar in Any market. I am an experienced flipper here in Orange County and therefore can offer you my over 40 years of real estate experience. The information is available to you at no charge! If you like what you see, please call me and setup Your Free Consultation.

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