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What Is The Hard Money Lender Process For CA — 5 Steps To Know

Real estate investing can be capital intensive. Sometimes you need money to do more deals or to get your deal to a level that you can make money off of it. When you need money, and if you don’t want to go through the typical bank-sourced lending, then you might want to borrow from hard money lenders. In this blog post you’ll read about what is the hard money lender process for CA and how you can work within this process to borrow money efficiently.

Step 1. Identify Your Need

For some investors, they need hard money to acquire a property; for other investors, they need hard money to fix up the property so it can be ready to be sold or rented. You need to identify your need and have a pretty good idea of how much money you need to borrow.

Step 2. Find A Hard Money Lender

There are many hard money lenders out there but not all lenders are the same. Some will only lend to certain types of deals or in certain states; others will only lend a certain amount of money. So you may need to hunt around a bit to find the right hard money lender for your situation. If you want to know more about the hard money lending that we do here, and if you want to know exactly what is the hard money lender process for CA (and how we work within that specific process) then click here and enter your information.

Step 3. Evaluate The Deal

Once you’ve found a hard money lender who may work within the parameters that you need, talk to them about the deal or situation that you need funded. Share all of your information with them and help them understand why you think this is a good opportunity, what you plan to do with the money, how you plan to pay the money back, and how you plan to benefit overall from the project. Remember: hard money lenders are investors too, so they need to see that THEY will get a return for the money they’re lending, just as you’re thinking about getting a return on the investment overall. Help the lender see this from their perspective.

Step 4. The Lender Will Decline Or Accept The Deal

Once the hard money lender has evaluated the information that they need to make an informed decision, they will make a decision – either to lend the money, lend some portion of the requested loan, or decline the loan.

Step 5. Next Steps

If you receive some or all of the money, make use of it to complete the deal as you had planned, and repay the loan on time. If you did receive the loan, don’t despair. Compare the loan parameters with your deal to understand the difference and then seek to correct the misalignment or keep looking for a different hard money lender.

Now you know what is the hard money lender process for CA. If you want to talk to us about how to get a hard money loan for your deal, click here and enter your information or call our office at 949-625-4533.


Broker/Realtor/Investor/Mentor (41 years experience) Specialties: Buyer's Agent, Listing Agent, Foreclosure, Short-Sale, Property Management, Landlord I'm a Full Time Real Estate Professional, house flipper and mentor to many of my clients. I am here to help you get top dollar for your home or get you the best price for a home that you are going to live in. I have over 40 years of real estate experience for you to draw on and actively list and sell over 20 homes a year. I have sold over 600+ homes in the last ten years alone. I am a very skillful negotiator and will work diligently to help you realize the best possible price when buying or selling your home. With my Exclusive Home Acquisition & Sales System, I can find the Right Home for You! I have access to homes no other Realtor will show you. I can show you how to save an average of $10,000.00 on the purchase price. We will find a home that fits your needs, in a neighborhood that suits your style. If you are selling your home then I can bring all the professionals to you. I always include professional photos in ALL my listings. I have contractors standing by to assist with those upgrades if needed. I can also quickly get you ALL CASH offers for your home if you desire. My marketing surpasses all other agents. It begins with extensive internet advertising to hundreds of websites throughout the world. I do direct mail marketing for you home and also knock on doors in your neighborhood when I am holding an open house. I hold you home open to expose it to as many buyers as possible. My Exclusive program is designed to sell your home for Top Dollar in Any market. I am an experienced flipper here in Orange County and therefore can offer you my over 40 years of real estate experience. The information is available to you at no charge! If you like what you see, please call me and setup Your Free Consultation.

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